Terms & Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between Ammar Worldwide Web Design, a company registered in Dubai, United Arab Emirates and you ("User," "Client," or "You"), the person or entity accessing or using the Company's website at www.worldwideaccounting.online (the "Website") and its associated cloud-based accounting services. By accessing or using the Website or Services, You confirm that You have read, understood, and agree to be bound by these Terms and Our Privacy Policy. If You do not agree, You must not use the Website or Services.

2. Eligibility & User Obligations

• You must be at least 18 years old and legally capable of entering into binding contracts under UAE law.
• You agree to provide accurate, current, and complete account information.
• You are responsible for safeguarding Your account credentials and all activity under Your account.
• You agree not to use the Website or Services for unlawful purposes, including fraud, hacking, spreading malware, unauthorized access, or infringing intellectual property rights.

3. Services Provided

The Company offers cloud-based accounting solutions, including bookkeeping, financial reporting, data storage, and related business tools. We may modify, suspend, or discontinue any part of the Services at any time without notice.

4. Intellectual Property Rights

• All Website content, including text, software, source code, designs, graphics, logos, trademarks, and trade names, is owned by the Company and protected under UAE Federal Copyright Law No. 7 of 2002 and international treaties.
• The Company grants You a limited, non-exclusive, non-transferable license to use the Services for lawful business purposes only.
• You may not copy, distribute, reverse engineer, or otherwise exploit any part of the Website or Services without Our prior written consent.

5. Fees, Payments & Subscriptions

• Some Services require payment. All fees are in UAE Dirhams (AED) unless stated otherwise.
• Payments must be made via approved payment gateways on the Website.
• By subscribing, You authorize Us to charge recurring payments based on Your selected plan.
• Failure to pay may result in suspension or termination of Your account.

6. Data Protection & Privacy

• We comply with UAE Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (PDPL).
• Your data will be handled in accordance with Our Privacy Policy.
• While We implement reasonable security measures, We cannot guarantee absolute protection against unauthorized access.
• By using the Services, You consent to the transfer, processing, and storage of Your data within or outside the UAE as necessary.

7. Limitation of Liability

To the fullest extent permitted by law:

• The Services are provided on an "as is" and "as available" basis.
• We make no warranties, express or implied, regarding reliability, accuracy, or fitness for a particular purpose.
• We are not liable for any direct, indirect, incidental, consequential, or punitive damages, including loss of data, revenue, business opportunities, or reputation, resulting from Your use of the Services.

8. Indemnification

You agree to indemnify and hold harmless the Company, its officers, employees, and affiliates from any claims, liabilities, damages, losses, and expenses (including legal fees) arising from Your breach of these Terms or misuse of the Services.

9. Third-Party Links & Services

The Website may contain links to or integrations with third-party websites or services. We are not responsible for their content, accuracy, or practices. Access is at Your own risk.

10. Suspension & Termination

• We may suspend or terminate Your account without notice if You breach these Terms, misuse the Services, or engage in illegal activities.
• Upon termination, all rights granted to You will cease immediately.

11. Amendments

We may update these Terms at any time. Updates will be posted on the Website with a revised "Last Updated" date. Continued use of the Services after changes indicates Your acceptance.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of the United Arab Emirates. Disputes will be subject to the exclusive jurisdiction of the courts of Dubai, UAE.

13. Force Majeure

We are not liable for delays or failures caused by events beyond Our reasonable control, including natural disasters, government actions, internet outages, or cyberattacks.

14. Contact Information

For any inquiries regarding these Terms, please contact: